fix(loader): accept str paths in UMFLoader.save/load - #21

Node.js 20 is deprecated. The following actions target Node.js 20 but are being forced to run on Node.js 24: actions/checkout@v4, actions/github-script@60a0d83039c74a4aee543508d2ffcb1c3799cdea, astral-sh/setup-uv@v5. For more information see: https://github.blog/changelog/2025-09-19-deprecation-of-node-20-on-github-actions-runners/