Add 3 features -> maxban age, high ping kick and better risk scoring

[Seebomega]

• Add a configurable ban-age limit to the kick-on-connect rule. A value of 0 considers bans regardless of age.
• Add a high-ping automation rule with configurable ping and duration thresholds.
• Add a 0–100 advisory risk score using Steam ban recency, banned friends, profile privacy, local signals, and recorded match statistics. The score is calculated on a trusted join, stored per organisation and player, and served through the player API until the next join.
• Preserve the upstream name-filter changes. The risk schema uses migration 0028, leaving upstream’s 0027 migration intact.
  Steam profile comments are not scored because the Steam API used by the panel does not provide a documented comments-reading method.
  Verification
  Bun type check, Drizzle migration check, full test suite, and production build pass in Docker.