Apply Florida TCA $200 and 1/2 disregard to current participants

changelog.d/fix-9982-fl-tca-recipient-disregard.fixed.md

@@ -0,0 +1 @@
+Apply the Florida TCA $200 and 1/2 earned income disregard to current participants (is_tanf_enrolled) whatever their income after the $90 disregard, per Fla. Stat. 414.095(11)(a) and ESS manual 2420.0315, and count the $90 standard disregard as part of the first $200 instead of on top of it.

policyengine_us/tests/policy/baseline/gov/states/fl/dcf/tanf/fl_tca_200_and_half_disregard_eligible.yaml

@@ -0,0 +1,109 @@
+# Tests eligibility for the Florida TCA $200 and 1/2 earned income disregard.
+# Florida Statutes 414.095(11)(a): the individual must be "1. A current
+# participant in the program; or 2. Eligible for participation in the program
+# without the earnings disregard."
+# DCF ESS Program Policy Manual 2420.0315: the member must
+#   1. have been eligible for and received TCA in one of the past four months
+#      (is_tanf_enrolled); or
+#   2. have gross countable income, less the $90 standard earned income
+#      disregard, which is less than the applicable payment standard.
+# All cases: three people, shelter obligation over $50, so the payment standard
+# is $303.
+
+- name: Case 1, current participant with income after $90 above the payment standard.
+  period: 2024-01
+  input:
+    people:
+      person1:
+        age: 30
+        employment_income_before_lsr: 6_000  # $500/month
+        pre_subsidy_rent: 9_600
+      person2:
+        age: 8
+      person3:
+        age: 5
+    spm_units:
+      spm_unit:
+        members: [person1, person2, person3]
+        is_tanf_enrolled: true
+    households:
+      household:
+        members: [person1, person2, person3]
+        state_code: FL
+  output:
+    fl_tca_payment_standard: 303
+    # Income after $90 = $500 - $90 = $410 >= $303, so condition 2 fails, but
+    # the unit is a current participant (condition 1).
+    fl_tca_200_and_half_disregard_eligible: true
+
+- name: Case 2, applicant with the same income is not eligible for the disregard.
+  period: 2024-01
+  input:
+    people:
+      person1:
+        age: 30
+        employment_income_before_lsr: 6_000  # $500/month
+        pre_subsidy_rent: 9_600
+      person2:
+        age: 8
+      person3:
+        age: 5
+    spm_units:
+      spm_unit:
+        members: [person1, person2, person3]
+        is_tanf_enrolled: false
+    households:
+      household:
+        members: [person1, person2, person3]
+        state_code: FL
+  output:
+    # Not a current participant, and $410 >= $303.
+    fl_tca_200_and_half_disregard_eligible: false
+
+- name: Case 3, applicant with income after $90 below the payment standard.
+  period: 2024-01
+  input:
+    people:
+      person1:
+        age: 30
+        employment_income_before_lsr: 3_600  # $300/month
+        pre_subsidy_rent: 9_600
+      person2:
+        age: 8
+      person3:
+        age: 5
+    spm_units:
+      spm_unit:
+        members: [person1, person2, person3]
+        is_tanf_enrolled: false
+    households:
+      household:
+        members: [person1, person2, person3]
+        state_code: FL
+  output:
+    # Income after $90 = $300 - $90 = $210 < $303 (condition 2).
+    fl_tca_200_and_half_disregard_eligible: true
+
+- name: Case 4, applicant with income after $90 equal to the payment standard.
+  period: 2024-01
+  input:
+    people:
+      person1:
+        age: 30
+        employment_income_before_lsr: 4_716  # $393/month
+        pre_subsidy_rent: 9_600
+      person2:
+        age: 8
+      person3:
+        age: 5
+    spm_units:
+      spm_unit:
+        members: [person1, person2, person3]
+        is_tanf_enrolled: false
+    households:
+      household:
+        members: [person1, person2, person3]
+        state_code: FL
+  output:
+    # Income after $90 = $393 - $90 = $303, which is not less than $303.
+    fl_tca_200_and_half_disregard_eligible: false

policyengine_us/tests/policy/baseline/gov/states/fl/dcf/tanf/fl_tca_countable_earned_income.yaml

@@ -2,9 +2,13 @@
 # Per DCF ESS Program Policy Manual 2620.0111.01:
 #   Step 2 - subtract the $90 standard disregard (always).
 #   Step 3 - subtract the remainder of the "$200 and 1/2" disregard "if eligible".
-# The $200 and 1/2 disregard is granted (2420.0314-.0315) when income after the
-# $90 disregard is below the payment standard for the size of the SFU; otherwise
-# only the $90 is deducted.
+# Per 2420.0315, "the $90 standard earned income disregard is included in the
+# first $200 earned income disregard": an eligible member has $90 and then
+# another $110 deducted, "for a total of $200", and then half of the rest.
+# The $200 and 1/2 disregard is granted (2420.0314-.0315) to a member who
+# received TCA in one of the past four months (is_tanf_enrolled) or when income
+# after the $90 disregard is below the payment standard for the size of the SFU;
+# otherwise only the $90 is deducted.
 #
 # The disregard-formula cases below use a large filing unit with high shelter so
 # the payment standard ($610 for size 8) is high enough that the $200 and 1/2
@@ -43,7 +47,7 @@
     fl_tca_countable_earned_income: 0
     # $0 earned -> $0 countable.
 
-- name: Case 2, earned income $290 (exactly at $90 + $200 threshold).
+- name: Case 2, earned income $290.
   period: 2024-01
   input:
     people:
@@ -66,10 +70,11 @@
         members: [person1, person2, person3, person4, person5, person6, person7, person8]
         state_code: FL
   output:
-    fl_tca_countable_earned_income: 0
-    # After $90 = $200 (< $610, disregard applies); after $200 = $0; * 0.5 = $0.
+    fl_tca_countable_earned_income: 45
+    # After $90 = $200 (< $610, disregard applies); after the remaining $110 =
+    # $90; * 0.5 = $45. ($290 - $200 total disregard) / 2 = $45.
 
-- name: Case 3, earned income $291 (one dollar above $90 + $200 threshold).
+- name: Case 3, earned income $291.
   period: 2024-01
   input:
     people:
@@ -92,8 +97,8 @@
         members: [person1, person2, person3, person4, person5, person6, person7, person8]
         state_code: FL
   output:
-    fl_tca_countable_earned_income: 0.5
-    # After $90 = $201 (< $610); after $200 = $1; * 0.5 = $0.50.
+    fl_tca_countable_earned_income: 45.5
+    # After $90 = $201 (< $610); after the remaining $110 = $91; * 0.5 = $45.50.
 
 - name: Case 4, earned income $300.
   period: 2024-01
@@ -118,8 +123,8 @@
         members: [person1, person2, person3, person4, person5, person6, person7, person8]
         state_code: FL
   output:
-    fl_tca_countable_earned_income: 5
-    # After $90 = $210 (< $610); after $200 = $10; * 0.5 = $5.
+    fl_tca_countable_earned_income: 50
+    # After $90 = $210 (< $610); after the remaining $110 = $100; * 0.5 = $50.
 
 - name: Case 5, earned income $400.
   period: 2024-01
@@ -144,8 +149,8 @@
         members: [person1, person2, person3, person4, person5, person6, person7, person8]
         state_code: FL
   output:
-    fl_tca_countable_earned_income: 55
-    # After $90 = $310 (< $610); after $200 = $110; * 0.5 = $55.
+    fl_tca_countable_earned_income: 100
+    # After $90 = $310 (< $610); after the remaining $110 = $200; * 0.5 = $100.
 
 - name: Case 6, earned income $500.
   period: 2024-01
@@ -170,10 +175,10 @@
         members: [person1, person2, person3, person4, person5, person6, person7, person8]
         state_code: FL
   output:
-    fl_tca_countable_earned_income: 105
-    # After $90 = $410 (< $610); after $200 = $210; * 0.5 = $105.
+    fl_tca_countable_earned_income: 150
+    # After $90 = $410 (< $610); after the remaining $110 = $300; * 0.5 = $150.
 
-- name: Case 7, earned income $91 (one dollar above $90 disregard, below $290).
+- name: Case 7, earned income $91 (one dollar above $90 disregard, below $200).
   period: 2024-01
   input:
     people:
@@ -197,7 +202,7 @@
         state_code: FL
   output:
     fl_tca_countable_earned_income: 0
-    # After $90 = $1 (< $610); after $200 = $0; * 0.5 = $0.
+    # After $90 = $1 (< $610); after the remaining $110 = $0; * 0.5 = $0.
 
 # ============================================================
 # $200 and 1/2 disregard does NOT apply: income after the $90 standard

policyengine_us/tests/policy/baseline/gov/states/fl/dcf/tanf/fl_tca_eligible.yaml

@@ -43,7 +43,8 @@
   output:
     fl_tca_eligible: false
     # Gross test: $1,000 < 185% FPL ($3,151) -> Pass
-    # Net test: max(max(1000-90,0)-200,0)*0.5 = 355 > $241 -> Fail
+    # Net test: income after $90 = $910 >= $241, so the $200 and 1/2
+    # disregard is denied; countable $910 > $241 -> Fail
     # Must pass BOTH tests
 
 - name: Case 3, fails gross income test.
@@ -167,7 +168,7 @@
     fl_tca_eligible: true
     # Size 8, >$50 shelter payment standard: $610.
     # Income after $90 = $210 < $610, so the $200 and 1/2 disregard applies:
-    # countable = max(max(300-90,0)-200,0)*0.5 = $5 < $610 -> net test passes.
+    # countable = max(300-90-110,0)*0.5 = $50 < $610 -> net test passes.
 
 - name: Case 7, adult-only household ineligible.
   period: 2024-01