hua7450 · Oct 20, 2026 · Oct 12, 2026 · Oct 12, 2026 · Oct 12, 2026 · Oct 13, 2026
diff --git a/changelog.d/co-oap-payment-floor.fixed.md b/changelog.d/co-oap-payment-floor.fixed.md
@@ -0,0 +1 @@
+Apply Colorado's $189 Old Age Pension payment floor from January 2026, and count OAP income under 9 CCR 2503-5 3.533 and 3.534 for every client, so clients aged 60 to 64 who are not SSI-eligible no longer receive the full grant regardless of income.
diff --git a/policyengine_us/parameters/gov/states/co/ssa/oap/grant_standard.yaml b/policyengine_us/parameters/gov/states/co/ssa/oap/grant_standard.yaml
@@ -16,6 +16,6 @@ metadata:
     - title: ADULT FINANCIAL PROGRAMS | Income Maintenance (Volume 3) | 3.530(A)
       href: https://sos.state.co.us/CCR/GenerateRulePdf.do?ruleVersionId=11264&fileName=9%20CCR%202503-5#page=57
     - title: ADULT FINANCIAL PROGRAMS | Income Maintenance (Volume 3) | 3.530(A)
-      href: https://www.sos.state.co.us/CCR/GenerateRulePdf.do?fileName=9+CCR+2503-5&ruleVersionId=12428#page=80
+      href: https://www.sos.state.co.us/CCR/GenerateRulePdf.do?fileName=9+CCR+2503-5&ruleVersionId=12428#page=74
     - title: Colorado Department of Human Services | OPERATION MEMO
       href: https://drive.google.com/file/d/1bc_hUAoSzUbyRuMCzcxk2zV7b4RqkwyC/view
diff --git a/policyengine_us/parameters/gov/states/co/ssa/oap/income/deeming/child_allocation_share.yaml b/policyengine_us/parameters/gov/states/co/ssa/oap/income/deeming/child_allocation_share.yaml
@@ -0,0 +1,14 @@
+description: Colorado deducts this share of the SSI benefit standard for an individual, less the child's own income, for each dependent child in the household when deeming a spouse's unearned income to an Old Age Pension client.
+
+values:
+  # OAP rules moved from 9 CCR 2503-3 to 9 CCR 2503-5 on March 2, 2014.
+  2014-03-02: 0.5
+
+metadata:
+  unit: /1
+  label: Colorado OAP deeming allocation per dependent child as a share of the SSI benefit standard
+  reference:
+    - title: 9 CCR 2503-5, Section 3.534(B)(3)
+      href: https://www.sos.state.co.us/CCR/GenerateRulePdf.do?fileName=9+CCR+2503-5&ruleVersionId=12428#page=78
+    - title: 9 CCR 2503-5, Section 3.534(B)(3) (effective March 2, 2014)
+      href: https://www.sos.state.co.us/CCR/GenerateRulePdf.do?fileName=9+CCR+2503-5&ruleVersionId=5597#page=48
diff --git a/policyengine_us/parameters/gov/states/co/ssa/oap/income/disregards/earned.yaml b/policyengine_us/parameters/gov/states/co/ssa/oap/income/disregards/earned.yaml
@@ -0,0 +1,15 @@
+description: Colorado deducts this amount from monthly gross earned income when counting income for the Old Age Pension.
+
+values:
+  # OAP rules moved from 9 CCR 2503-3 to 9 CCR 2503-5 on March 2, 2014.
+  2014-03-02: 65
+
+metadata:
+  unit: currency-USD
+  period: month
+  label: Colorado OAP earned income disregard
+  reference:
+    - title: "9 CCR 2503-5, Sections 3.533(A)(1)(a), 3.534(A)(1) #page 76-77"
+      href: https://www.sos.state.co.us/CCR/GenerateRulePdf.do?fileName=9+CCR+2503-5&ruleVersionId=12428#page=76
+    - title: 9 CCR 2503-5, Sections 3.533(A)(1)(a), 3.534(A)(1) (effective March 2, 2014)
+      href: https://www.sos.state.co.us/CCR/GenerateRulePdf.do?fileName=9+CCR+2503-5&ruleVersionId=5597#page=47
diff --git a/policyengine_us/parameters/gov/states/co/ssa/oap/income/disregards/earned_share.yaml b/policyengine_us/parameters/gov/states/co/ssa/oap/income/disregards/earned_share.yaml
@@ -0,0 +1,14 @@
+description: Colorado counts this share of monthly earned income, after the earned income disregard, for the Old Age Pension.
+
+values:
+  # OAP rules moved from 9 CCR 2503-3 to 9 CCR 2503-5 on March 2, 2014.
+  2014-03-02: 0.5
+
+metadata:
+  unit: /1
+  label: Colorado OAP countable share of earned income
+  reference:
+    - title: "9 CCR 2503-5, Sections 3.533(A)(1)(b), 3.534(A)(2) #page 76-77"
+      href: https://www.sos.state.co.us/CCR/GenerateRulePdf.do?fileName=9+CCR+2503-5&ruleVersionId=12428#page=76
+    - title: 9 CCR 2503-5, Sections 3.533(A)(1)(b), 3.534(A)(2) (effective March 2, 2014)
+      href: https://www.sos.state.co.us/CCR/GenerateRulePdf.do?fileName=9+CCR+2503-5&ruleVersionId=5597#page=47
diff --git a/policyengine_us/parameters/gov/states/co/ssa/oap/income/disregards/unearned.yaml b/policyengine_us/parameters/gov/states/co/ssa/oap/income/disregards/unearned.yaml
@@ -0,0 +1,15 @@
+description: Colorado deducts this amount from monthly unearned income other than SSI when counting income for the Old Age Pension, splitting it equally between spouses.
+
+values:
+  # OAP rules moved from 9 CCR 2503-3 to 9 CCR 2503-5 on March 2, 2014.
+  2014-03-02: 20
+
+metadata:
+  unit: currency-USD
+  period: month
+  label: Colorado OAP unearned income disregard
+  reference:
+    - title: 9 CCR 2503-5, Section 3.533(A)(2)(c), (f)
+      href: https://www.sos.state.co.us/CCR/GenerateRulePdf.do?fileName=9+CCR+2503-5&ruleVersionId=12428#page=77
+    - title: 9 CCR 2503-5, Section 3.533(A)(2)(c) (effective March 2, 2014)
+      href: https://www.sos.state.co.us/CCR/GenerateRulePdf.do?fileName=9+CCR+2503-5&ruleVersionId=5597#page=47
diff --git a/policyengine_us/parameters/gov/states/co/ssa/oap/income/sources/unearned.yaml b/policyengine_us/parameters/gov/states/co/ssa/oap/income/sources/unearned.yaml
@@ -0,0 +1,30 @@
+description: Colorado counts these income sources as gross unearned income for the Old Age Pension, before disregards.
+
+values:
+  # 3.520.785(B) lists countable unearned income. 3.520.786 exempts the
+  # unearned income SSA excludes (K), which includes interest and dividends
+  # on countable resources (20 CFR 416.1124(c)(22)), and child support
+  # received for another person (N) or arrears received for the client (P).
+  2020-03-01:
+    - pension_income
+    - social_security
+    - disability_benefits
+    - veterans_benefits
+    - survivor_benefits
+    - workers_compensation
+    - total_unemployment_compensation
+    - retirement_distributions
+    - gi_cash_assistance
+    - alimony_income
+    - financial_assistance
+    - rental_income
+
+metadata:
+  unit: list
+  period: year
+  label: Colorado OAP unearned income sources
+  reference:
+    - title: "9 CCR 2503-5, Sections 3.520.785, 3.520.786 #page 68-72"
+      href: https://www.sos.state.co.us/CCR/GenerateRulePdf.do?fileName=9+CCR+2503-5&ruleVersionId=12428#page=68
+    - title: 20 CFR 416.1124(c)(22), interest and dividends on countable resources
+      href: https://www.ecfr.gov/current/title-20/chapter-III/part-416/subpart-K/subject-group-ECFR57d93e39d624237/section-416.1124#p-416.1124(c)(22)
diff --git a/policyengine_us/parameters/gov/states/co/ssa/oap/payment_floor.yaml b/policyengine_us/parameters/gov/states/co/ssa/oap/payment_floor.yaml
@@ -0,0 +1,21 @@
+description: Colorado raises an Old Age Pension grant below this amount to it with a state supplementary payment.
+
+values:
+  # Before 2026 Colorado met the SSI pass-along requirement by maintaining
+  # total expenditures, with irregular lump-sum payments and no payment floor.
+  2002-01-01: 0
+  2026-01-01: 189
+
+metadata:
+  unit: currency-USD
+  period: month
+  label: Colorado OAP payment floor standard
+  reference:
+    - title: "9 CCR 2503-5, Sections 3.530(C), 3.531(D)(2), 3.532(B), 3.533(B), OAP payment floor standard #page 74-77"
+      href: https://www.sos.state.co.us/CCR/GenerateRulePdf.do?fileName=9+CCR+2503-5&ruleVersionId=12428#page=74
+    - title: 9 CCR 2503-5, Section 3.530(C) (emergency rule effective January 1, 2026)
+      href: https://www.sos.state.co.us/CCR/GenerateRulePdf.do?fileName=9+CCR+2503-5&ruleVersionId=12318#page=58
+    - title: 9 CCR 2503-5, Section 3.531(D) (effective March 2, 2025), MOE payments without a payment floor
+      href: https://www.sos.state.co.us/CCR/GenerateRulePdf.do?fileName=9+CCR+2503-5&ruleVersionId=11861#page=58
+    - title: "Colorado State Board of Human Services, Adult Financial Payment Floor and COLA 2026, rulemaking packet 2025-00596 #page 1,4,8"
+      href: https://www.sos.state.co.us/CCR/Upload/AGORequestEmergency/RegulatoryAnalysisAttachment2025-00596.pdf#page=1
Original file line number	Diff line number	Diff line change
		@@ -0,0 +1 @@
		Apply Colorado's $189 Old Age Pension payment floor from January 2026, and count OAP income under 9 CCR 2503-5 3.533 and 3.534 for every client, so clients aged 60 to 64 who are not SSI-eligible no longer receive the full grant regardless of income.