diff --git a/mintlify/openapi.yaml b/mintlify/openapi.yaml
index a7f6a9afe..e263f3cca 100644
--- a/mintlify/openapi.yaml
+++ b/mintlify/openapi.yaml
@@ -13987,6 +13987,12 @@ components:
           type: string
           enum:
             - PHP_ACCOUNT
+        rail:
+          type: string
+          description: The payment rail to route the payout over, for currencies that support more than one (e.g. NEFT or RTGS for INR).
+          example: NEFT
+          minLength: 1
+          maxLength: 32
         bankName:
           type: string
           description: Name of the beneficiary's bank
@@ -14002,6 +14008,7 @@ components:
           pattern: ^[0-9]{8,16}$
       example:
         accountType: PHP_ACCOUNT
+        rail: NEFT
         bankName: BDO Unibank
         accountNumber: '001234567890'
     PhpAccountInfo:
@@ -15267,7 +15274,7 @@ components:
             - SAVINGS
         bankName:
           type: string
-          description: The name of the beneficiary's bank
+          description: The name of the bank
           minLength: 1
           maxLength: 255
       example:
diff --git a/openapi.yaml b/openapi.yaml
index a7f6a9afe..e263f3cca 100644
--- a/openapi.yaml
+++ b/openapi.yaml
@@ -13987,6 +13987,12 @@ components:
           type: string
           enum:
             - PHP_ACCOUNT
+        rail:
+          type: string
+          description: The payment rail to route the payout over, for currencies that support more than one (e.g. NEFT or RTGS for INR).
+          example: NEFT
+          minLength: 1
+          maxLength: 32
         bankName:
           type: string
           description: Name of the beneficiary's bank
@@ -14002,6 +14008,7 @@ components:
           pattern: ^[0-9]{8,16}$
       example:
         accountType: PHP_ACCOUNT
+        rail: NEFT
         bankName: BDO Unibank
         accountNumber: '001234567890'
     PhpAccountInfo:
@@ -15267,7 +15274,7 @@ components:
             - SAVINGS
         bankName:
           type: string
-          description: The name of the beneficiary's bank
+          description: The name of the bank
           minLength: 1
           maxLength: 255
       example:
diff --git a/openapi/components/schemas/common/GtqAccountInfoBase.yaml b/openapi/components/schemas/common/GtqAccountInfoBase.yaml
index 2ec3cc208..2aa3f12a6 100644
--- a/openapi/components/schemas/common/GtqAccountInfoBase.yaml
+++ b/openapi/components/schemas/common/GtqAccountInfoBase.yaml
@@ -22,7 +22,7 @@ properties:
     - SAVINGS
   bankName:
     type: string
-    description: The name of the beneficiary's bank
+    description: The name of the bank
     minLength: 1
     maxLength: 255
 example:
diff --git a/openapi/components/schemas/common/PhpAccountInfoBase.yaml b/openapi/components/schemas/common/PhpAccountInfoBase.yaml
index 1992cbd7b..f4df30cd3 100644
--- a/openapi/components/schemas/common/PhpAccountInfoBase.yaml
+++ b/openapi/components/schemas/common/PhpAccountInfoBase.yaml
@@ -8,6 +8,13 @@ properties:
     type: string
     enum:
     - PHP_ACCOUNT
+  rail:
+    type: string
+    description: The payment rail to route the payout over, for currencies that support
+      more than one (e.g. NEFT or RTGS for INR).
+    example: NEFT
+    minLength: 1
+    maxLength: 32
   bankName:
     type: string
     description: Name of the beneficiary's bank
@@ -23,5 +30,6 @@ properties:
     pattern: ^[0-9]{8,16}$
 example:
   accountType: PHP_ACCOUNT
+  rail: NEFT
   bankName: BDO Unibank
   accountNumber: '001234567890'