diff --git a/src/CanKit.Pro.IsoTp/IsoTpChannel.cs b/src/CanKit.Pro.IsoTp/IsoTpChannel.cs
index 32d5ae4e..d7013b04 100644
--- a/src/CanKit.Pro.IsoTp/IsoTpChannel.cs
+++ b/src/CanKit.Pro.IsoTp/IsoTpChannel.cs
@@ -203,15 +203,20 @@ internal sealed class IsoTpChannel : IIsoTpChannel
     /// so substituting the actor puts all of them on the one clock the test controls. The
     /// <c>Stopwatch</c> readings that remain here are arrival and transmit *instants* on the
     /// wire (#112), which are facts about the host and deliberately not on the actor's clock.
+    /// <para>
+    /// <paramref name="ownsActor"/> hands an injected <paramref name="actor"/> to the channel to
+    /// dispose, as the one it creates for itself: a seam for a test that needs the channel's own
+    /// disposal of its actor on a loop with a short shutdown bound (#449).
+    /// </para>
     /// </remarks>
     internal IsoTpChannel(ICanBusService service, IsoTpEndpoint endpoint,
-        IsoTpChannelOptions options, bool ownsService, IProtocolActor? actor = null)
+        IsoTpChannelOptions options, bool ownsService, IProtocolActor? actor = null, bool ownsActor = false)
     {
         _service = service ?? throw new ArgumentNullException(nameof(service));
         _endpoint = endpoint;
         _options = options ?? throw new ArgumentNullException(nameof(options));
         _ownsService = ownsService;
-        _ownsActor = actor is null;
+        _ownsActor = actor is null || ownsActor;
         // Encode once: EncodeStMin throws on negative values; surfacing at Open keeps the RX
         // path free of codec throws that ProtocolActor would only raise as BackgroundException.
         _localStMinRaw = IsoTpFrameCodec.EncodeStMin(_options.LocalStMin);
@@ -771,9 +776,12 @@ void FailInFlightSend()
         // SendAsync can leave its await and enter WaitForBusTxIdleAsync / Release. An injected
         // actor is not ours to dispose -- the caller may still be running other channels on it --
         // but the handler is, so it comes off either way rather than outliving this channel on a
-        // loop that keeps going.
-        _actor.BackgroundExceptionOccurred -= OnActorBackgroundException;
+        // loop that keeps going. For an owned actor only after its Dispose: that is where the
+        // actor reports a callback that outlived its shutdown bound, as a TimeoutException through
+        // its BackgroundExceptionOccurred, and unsubscribed first the channel's subscribers never
+        // heard of it (#449, as #437 for the J1939-TP channel).
         if (_ownsActor) _actor.Dispose();
+        _actor.BackgroundExceptionOccurred -= OnActorBackgroundException;
         _readerCts.Dispose();
 
         // _sendGate is deliberately not disposed, and not waited for either (#339): the wait
diff --git a/tests/CanKit.Pro.Tests/TestCases/IsoTp/IsoTpChannelIntegrationTests.cs b/tests/CanKit.Pro.Tests/TestCases/IsoTp/IsoTpChannelIntegrationTests.cs
index f19bf7ae..de284f82 100644
--- a/tests/CanKit.Pro.Tests/TestCases/IsoTp/IsoTpChannelIntegrationTests.cs
+++ b/tests/CanKit.Pro.Tests/TestCases/IsoTp/IsoTpChannelIntegrationTests.cs
@@ -1337,6 +1337,47 @@ public async Task A_Pending_Receive_Ends_On_Dispose_Although_The_Actor_Is_Busy()
         }
     }
 
+    // #449: the channel's own actor, disposed while a callback still holds its loop, gives up on
+    // the join after its shutdown bound and reports that as a TimeoutException through its own
+    // BackgroundExceptionOccurred. The channel forwards it only while its handler is still
+    // attached, so the handler comes off after that Dispose, not before (as #437 for the J1939-TP
+    // channel). The callback is held until the finally, so the bound is always exceeded: nothing
+    // is asserted against the clock.
+    [Fact]
+    public async Task The_Shutdown_Timeout_Of_The_Channels_Own_Actor_Reaches_Its_Subscribers()
+    {
+        var session = NewSession();
+        using var bus = OpenClassic(session, 0);
+        using var service = new CanBusService(bus);
+        using var release = new ManualResetEventSlim(); // declared first, so it outlives the channel
+        var actor = new ProtocolActor(ActorExecutionMode.DedicatedThread, null, null, shutdownTimeout: TimeSpan.FromMilliseconds(50));
+        using var channel = new IsoTpChannel(service, IsoTpEndpoint.Normal(0x123, 0x321), FastOptions(),
+            ownsService: false, actor, ownsActor: true); // disposes the actor it owns
+        // Reported on the thread pool (#356, T-2), so possibly after Dispose has returned: awaited
+        // on a signal. A report the channel never forwards leaves the signal unset and the wait fails.
+        var timedOut = new TaskCompletionSource<Exception>(TaskCreationOptions.RunContinuationsAsynchronously);
+        channel.BackgroundExceptionOccurred += (_, ex) => { if (ex is TimeoutException) timedOut.TrySetResult(ex); };
+
+        var held = new TaskCompletionSource<bool>(TaskCreationOptions.RunContinuationsAsynchronously);
+        try
+        {
+            actor.Post(() =>
+            {
+                held.TrySetResult(true);
+                release.Wait(TimeSpan.FromSeconds(30));
+            });
+            await held.Task.WaitAsync(ShortTimeout);
+            channel.Dispose(); // the actor's join gives up on the held callback and reports it
+
+            (await timedOut.Task.WaitAsync(ShortTimeout)).Should().BeOfType<TimeoutException>(
+                "the channel owns that actor, and its shutdown timeout is a background failure of the channel's");
+        }
+        finally
+        {
+            release.Set();
+        }
+    }
+
     // Review on #275: the inbox's writer stays open now, so a producer callback that passed the
     // disposed guard before the disposal and writes after it must not put anything in it. The
     // callback is simulated by calling the producers directly after the disposal.